Talk Integrity

A charitable trust is a unique trust structure that allows an individual to pass on assets both to heirs and a charitable organization. Using a charitable trust can also offer tax benefits to the estate. Here’s what they are and how they work. How Charitable Trusts...

Millions of Americans are nearing retirement every year without financial security, a reverberation of stagnant wages, increasing living costs, medical expenses, and other economic factors. According to the latest data from the Board of Governors of the Federal...

As you age, making sure you have access to essential legal documents that protect your rights and interests becomes increasingly necessary. These documents are critical, especially when decisions need to be made in areas like health care, finances, and end-of-life...

Reverse mortgage borrowers who are taking advantage of the product’s standby line of credit feature could actually see a benefit from higher interest rates, since they often have a growth rate tied to interest rates in the case of the Home Equity Conversion Mortgage...

Inheriting a house can offer a variety of choices in making use of a valuable asset. For example, you can sell the home and collect the resulting cash as a windfall, use the property for rental income, or live in the house and potentially reduce your overall living...

Though many believe it’s impossible to walk away from a reverse mortgage, the opposite is true. The terms of a reverse mortgage do not prevent borrowers from paying off the mortgage early or selling the home. Here are three common ways that borrowers exit reverse...

MYTH: Everyone says this is a "loan of last resort"FACT:  While a reverse mortgage can be a key resource during emergencies and times of need, borrowers are increasingly using their home equity as a means to unlock more possibilities in their later years, such as...