Reverse with Integrity
Live Your Legacy

With assistance from your home’s equity.

Eliminate Monthly Mortgage Payment

Free up cash to reduce taxable withdrawals from your retirement accounts, pay off debts, and live a more comfortable lifestyle.

*Must maintain the property and keep current on property taxes, insurance, and any HOA fees

Access Cash

Proceeds can be used however you want! You can pay for ongoing healthcare costs, home repairs, renovations, travel, or to buy another home.

*Property must remain your primary residence

Stay in Your Home

The Home Equity Conversion Mortgage (HECM) gives you the option to stay in your home longer while maintaining ownership.

*Must meet all obligations on the loan terms.

What’s the process for getting a Reverse Mortgage?

The reverse mortgage process is similar to getting any other mortgage.  You’ll have licensed mortgage loan originators guiding you every step of the way.  Below are the basic steps to applying for a reverse mortgage.

Step 1  Education

A licensed mortgage loan originator will assess your individual needs to determine if a reverse mortgage is right for your financial situation.  This is a great time to get all your questions answered and your concerns addressed.

Step 2  Counseling

Reverse mortgage applicants are required to undergo independent counseling to ensure that they fully understand their financial decision.  Counselors are approved by the U.S. Department of Housing and Urban Development (HUD) and have no affiliation to lenders.

Step 3  Application

As with any other loan, the application involves a lot of paperwork.  A licensed mortgage loan originator will be by your side to let you know exactly which supporting financial documents you’ll need to provide, making the process as seamless as possible.

Step 4 Processing & apppraisal

Once your application is complete, your loan officer will submit it for processing.  A home appraisal will be scheduled to determine your property’s value and ensure your home is in a livable condition. 

Step 5 Closing

Once the loan is approved, the last step is to sign the final documents.  Any existing mortgage(s) will be paid off with a portion of the proceeds from your reverse mortgage.

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About The Kuhn Team
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About Kellie Collins
{Kellie has always been amazing - I wouldn’t go to anyone else, but the service and responsiveness of the Integrity processors and staff was phenomenal. Integrity and Kellie make a great pair! <div style="height:20px;"></div> Jennifer H.

Reverse Mortgage Guide

for Homeowners

73% of adults rank finances as the largest source of stress in their lives.  With a reverse mortgage, qualified homeowners can use their home equity to reduce financial stress and build a brighter future.


Talk Integrity

Below is a collection of articles and resources brought to you by our lending professionals to keep you informed.

When is a Reverse Mortgage a Good Idea?

When is a Reverse Mortgage a Good Idea?

Although many Americans spend decades planning for retirement, the topic is often a source of anxiety. A study by the National Institute on Retirement Security reports that 56% of Americans are concerned about achieving a financially secure retirement, meaning they’re...

read more
How to Plan the Trip of Lifetime

How to Plan the Trip of Lifetime

Many people dream about taking the trip of a lifetime, about crossing a big item off their bucket list. But simply wishing and hoping won’t make it so. Think your dream is too expensive? Not feasible for one reason or another? With the proper research, guidance, and...

read more
Home Maintenance Checklist

Home Maintenance Checklist

Your home is not only your sanctuary—it’s also likely your most valuable asset. Keeping your house in good condition year-round doesn’t have to be difficult or expensive and can help you avoid significant expenses down the road. Our home maintenance checklist will...

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Integrity Home Mortgage Corporation


122 Pilot Circle, Winchester, VA 22602

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