Reverse with Integrity
Live Your Legacy

With assistance from your home’s equity.

Eliminate Monthly Mortgage Payment

Free up cash to reduce taxable withdrawals from your retirement accounts, pay off debts, and live a more comfortable lifestyle.

*Must maintain the property and keep current on property taxes, insurance, and any HOA fees

Access Cash

Proceeds can be used however you want! You can pay for ongoing healthcare costs, home repairs, renovations, travel, or to buy another home.

*Property must remain your primary residence

Stay in Your Home

The Home Equity Conversion Mortgage (HECM) gives you the option to stay in your home longer while maintaining ownership.

*Must meet all obligations on the loan terms.

What’s the process for getting a Reverse Mortgage?

The reverse mortgage process is similar to getting any other mortgage.  You’ll have licensed mortgage loan originators guiding you every step of the way.  Below are the basic steps to applying for a reverse mortgage.

Step 1  Education

A licensed mortgage loan originator will assess your individual needs to determine if a reverse mortgage is right for your financial situation.  This is a great time to get all your questions answered and your concerns addressed.

Step 2  Counseling

Reverse mortgage applicants are required to undergo independent counseling to ensure that they fully understand their financial decision.  Counselors are approved by the U.S. Department of Housing and Urban Development (HUD) and have no affiliation to lenders.

Step 3  Application

As with any other loan, the application involves a lot of paperwork.  A licensed mortgage loan originator will be by your side to let you know exactly which supporting financial documents you’ll need to provide, making the process as seamless as possible.

Step 4 Processing & apppraisal

Once your application is complete, your loan officer will submit it for processing.  A home appraisal will be scheduled to determine your property’s value and ensure your home is in a livable condition. 

Step 5 Closing

Once the loan is approved, the last step is to sign the final documents.  Any existing mortgage(s) will be paid off with a portion of the proceeds from your reverse mortgage.

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About The Kuhn Team
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Reverse Mortgage Guide

for Homeowners

73% of adults rank finances as the largest source of stress in their lives.  With a reverse mortgage, qualified homeowners can use their home equity to reduce financial stress and build a brighter future.


Talk Integrity

Below is a collection of articles and resources brought to you by our lending professionals to keep you informed.

Renting or Owning in Retirement: Which Is Better?

Renting or Owning in Retirement: Which Is Better?

One of the biggest debates in personal finance is rent vs. own. This debate doesn’t cool off as you approach retirement, either. As part of your planning your future, it makes sense to weigh the pros and cons of renting vs. owning in retirement. Here’s what to...

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Exciting Changes to Reverse Mortgage

Exciting Changes to Reverse Mortgage

Exciting news if you want to buy a home with a reverse mortgage! Did you know that you can buy a new home with a reverse mortgage and the program just got better? If you're considering a new home that better fits your needs or is in your dream location, an FHA Reverse...

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Revocable vs. Irrevocable Trust

Revocable vs. Irrevocable Trust

When deciding how to distribute assets to your heirs, consider setting up a trust as a part of your estate plan. There are two main types of trusts, revocable and irrevocable. It’s important to know how these trusts work so you can determine which arrangement works...

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Integrity Home Mortgage Corporation


122 Pilot Circle, Winchester, VA 22602

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