Talk Integrity

Articles and resources brought to you by our lending professionals.

Renting or Owning in Retirement: Which Is Better?

Renting or Owning in Retirement: Which Is Better?

One of the biggest debates in personal finance is rent vs. own. This debate doesn’t cool off as you approach retirement, either. As part of your planning your future, it makes sense to weigh the pros and cons of renting vs. owning in retirement. Here’s what to...

read more
Exciting Changes to Reverse Mortgage

Exciting Changes to Reverse Mortgage

Exciting news if you want to buy a home with a reverse mortgage! Did you know that you can buy a new home with a reverse mortgage and the program just got better? If you're considering a new home that better fits your needs or is in your dream location, an FHA Reverse...

read more
Revocable vs. Irrevocable Trust

Revocable vs. Irrevocable Trust

When deciding how to distribute assets to your heirs, consider setting up a trust as a part of your estate plan. There are two main types of trusts, revocable and irrevocable. It’s important to know how these trusts work so you can determine which arrangement works...

read more
What You Need to Know about a Living Trust

What You Need to Know about a Living Trust

A common tool in estate planning is a living trust. Here is everything you need to know about how a living trust works and when it makes sense to add one to your estate plan.  What Is the Primary Purpose of a Living Trust? A living trust is a legal document with...

read more
9 Common Estate Planning Mistakes

9 Common Estate Planning Mistakes

The process of setting up an estate plan takes time, energy, and money. But in the long run, taking the time and making the effort to get it right will be worth the effort. To help make sure you haven’t missed anything important in your planning process, we consulted...

read more
6 Ways to Avoid Probate Court

6 Ways to Avoid Probate Court

Probate court is often slow and costly, and will always cause unnecessary hardship to grieving loved ones. However, with proactive estate planning, you can avoid it. Here are six tips to help your loved ones avoid the cost and hassle of probate court when the time...

read more
Combatting Loneliness in Retirement

Combatting Loneliness in Retirement

It’s impossible to overestimate the negative impact loneliness has on health. The National Academies of Sciences, Engineering, and Medicine report that “scoring high on measures of social isolation is associated with a significantly increased risk for early death from...

read more
Can You Afford to Age in Place?

Can You Afford to Age in Place?

Many retirees like the idea of staying in their homes as long as possible. Staying in a familiar place where you can stick to your routines can be comforting. However, the reality of staying in your home might not quite match up to the fantasy. As time passes,...

read more
Using a Charitable Trust to Secure Your Legacy

Using a Charitable Trust to Secure Your Legacy

A charitable trust is a unique trust structure that allows an individual to pass on assets both to heirs and a charitable organization. Using a charitable trust can also offer tax benefits to the estate. Here’s what they are and how they work. How Charitable Trusts...

read more
Can You Retire Without Savings?

Can You Retire Without Savings?

Millions of Americans are nearing retirement every year without financial security, a reverberation of stagnant wages, increasing living costs, medical expenses, and other economic factors. According to the latest data from the Board of Governors of the Federal...

read more
Five Types of Legal Documents You Need as You Get Older

Five Types of Legal Documents You Need as You Get Older

As you age, making sure you have access to essential legal documents that protect your rights and interests becomes increasingly necessary. These documents are critical, especially when decisions need to be made in areas like health care, finances, and end-of-life...

read more
Integrity Home Mortgage Corporation

877.450.0222

122 Pilot Circle, Winchester, VA 22602

Equal Housing Lender logo