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Renting or Owning in Retirement: Which Is Better?
One of the biggest debates in personal finance is rent vs. own. This debate doesn’t cool off as you approach retirement, either. As part of your planning your future, it makes sense to weigh the pros and cons of renting vs. owning in retirement. Here’s what to...
Exciting Changes to Reverse Mortgage
Exciting news if you want to buy a home with a reverse mortgage! Did you know that you can buy a new home with a reverse mortgage and the program just got better? If you're considering a new home that better fits your needs or is in your dream location, an FHA Reverse...
Revocable vs. Irrevocable Trust
When deciding how to distribute assets to your heirs, consider setting up a trust as a part of your estate plan. There are two main types of trusts, revocable and irrevocable. It’s important to know how these trusts work so you can determine which arrangement works...
What You Need to Know about a Living Trust
A common tool in estate planning is a living trust. Here is everything you need to know about how a living trust works and when it makes sense to add one to your estate plan. What Is the Primary Purpose of a Living Trust? A living trust is a legal document with...
9 Common Estate Planning Mistakes
The process of setting up an estate plan takes time, energy, and money. But in the long run, taking the time and making the effort to get it right will be worth the effort. To help make sure you haven’t missed anything important in your planning process, we consulted...
6 Ways to Avoid Probate Court
Probate court is often slow and costly, and will always cause unnecessary hardship to grieving loved ones. However, with proactive estate planning, you can avoid it. Here are six tips to help your loved ones avoid the cost and hassle of probate court when the time...
Combatting Loneliness in Retirement
It’s impossible to overestimate the negative impact loneliness has on health. The National Academies of Sciences, Engineering, and Medicine report that “scoring high on measures of social isolation is associated with a significantly increased risk for early death from...
Can You Afford to Age in Place?
Many retirees like the idea of staying in their homes as long as possible. Staying in a familiar place where you can stick to your routines can be comforting. However, the reality of staying in your home might not quite match up to the fantasy. As time passes,...
Using a Charitable Trust to Secure Your Legacy
A charitable trust is a unique trust structure that allows an individual to pass on assets both to heirs and a charitable organization. Using a charitable trust can also offer tax benefits to the estate. Here’s what they are and how they work. How Charitable Trusts...
Can You Retire Without Savings?
Millions of Americans are nearing retirement every year without financial security, a reverberation of stagnant wages, increasing living costs, medical expenses, and other economic factors. According to the latest data from the Board of Governors of the Federal...
Five Types of Legal Documents You Need as You Get Older
As you age, making sure you have access to essential legal documents that protect your rights and interests becomes increasingly necessary. These documents are critical, especially when decisions need to be made in areas like health care, finances, and end-of-life...
Reverse mortgage lines of credit could benefit from higher rates: retirement expert
Reverse mortgage borrowers who are taking advantage of the product’s standby line of credit feature could actually see a benefit from higher interest rates, since they often have a growth rate tied to interest rates in the case of the Home Equity Conversion Mortgage...

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