Product Options
Whatever your retirement goals, there are home equity solutions to help you reach them. The right product for you will depend on your location, home value, and specific needs, so it’s important to reach out to an experienced mortgage loan originator who can assist you to better understand the available options.
HomeSafe® Standard
Get lower upfront fees or maximum proceeds.
A flexible home equity solution for those looking for more rate options, the maximum lender credit, or loan amounts up to $4M.
HomeSafe® Select
A line of credit that’s ready when you are.
Access your home equity whenever you need it with a line of credit that can grow over time and loan amounts up to $4M.
HomeSafe® Second
Give your budget a second to breathe.
HomeSafe Second is a second loan that complements your existing mortgage, unlocking a piece of your stored equity without the burden of a new monthly payment or the need to refinance.
HECM
Improve retirement with an FHA loan.
The traditional Home Equity Conversion Mortgage (HECM) for borrowers 62+ that’s insured by the Federal Housing Administration (FHA).
**All assistance is provided in compliance with FHA program guidelines. Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.
IMPORTANT TO KNOW
The following are typical reverse mortgage requirements:
- Must meet all loan obligations, including using the property as your primary residence
- Must pay property charges including property taxes, fees, and hazard insurance
- Must maintain the home
Currently available to eligible homeowners who are 62+ depending on state. The HomeSafe® reverse mortgage products are a proprietary product of Finance of America Reverse and is not affiliated with the Home Equity Conversion Mortgage (HECM) program. HomeSafe® products may not be available in your state please talk to your mortgage loan originator.
**All assistance is provided in compliance with FHA program guidelines. Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government. All applicants are subject to underwriting guidelines and approval.
877.450.0222
122 Pilot Circle, Winchester, VA 22602
